Buhgalter

Buhgalter is a payment solution for online merchants who sell to ruble-paying customers and want their money in crypto. Checkout runs on SBP, NSPK QR and card number transfers; invoices can also be issued in USDT, BTC, ETH or TON. Revenue is held in USDT or RUB and withdrawn to a card, bank account or USDT TRC-20 wallet. Payment requests, order closing and payouts happen automatically. Fees are below market, charged only on successful payments; larger receipts get a lower rate and volume merchants can request custom or VIP terms. One API call creates a QR or payment details; signed webhooks close paid orders with retries. Payouts go to cards, phones or bank accounts through the API. Buyers pay in rubles or crypto, with the rate fixed at payment creation. Buhgalter suits crypto exchangers, digital goods shops, VPN services, Telegram bots, online schools and affiliate teams. Optional payer identity confirmation is available for high-value orders. Finance-ready exports include Excel, CSV for 1C and a reconciliation act. Integrate by payment link, widget, API or dashboard button; test mode supports up to 200 test payments a day. Contact the onboarding manager via Telegram @buhgalter_tech.